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听力原文：Your check is a forward one. We will make payment at the maturity.（3)A．You can ha

听力原文：Your check is a forward one. We will make payment at the maturity.

(3)

A．You can have the check encashed now.

B．You will have the money in one or two days.

C．You can not have the check encashed.

D．You have to wait for the payment till the maturity.

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发布时间：2020-07-17

更多“听力原文：Your check is a forward one. We will make payment at the maturity.（3)A．You can ha”相关的问题

第1题

听力原文：A crossed cheek can not be encashed but can be paid into account.（8)A．Bank will r

听力原文：A crossed cheek can not be encashed but can be paid into account.

(8)

A．Bank will reject the crossed check.

B．It is not advisable to hold a crossed check.

C．You can only have a crossed check paid to your account.

D．A crossed check is not a good check, not illegal though.

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第2题

听力原文：W: Henry, I understand your invoice for US $ 1,000 is due for payment at the end

of this month. Please allow me to defer payment until four weeks later.

M: That's all right. We won't press you for immediate payment. Send us your check later on when you have money.

Q: What does the woman ask for？

(12)

A．Immediate payment.

B．Deferred payment.

C．Invoice.

D．US $1,000.

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第3题

听力原文：A certificate of deposit （CD) is a time deposit with a bank. Time deposits may no

听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.

24. What is a CD？

25.Which of the followings generally issue CDs？

26.How long does a specific maturity usually last？

27.Why do CDs pay higher return to investors than T-bills？

(24)

A．A term deposit that can be drawn at any time.

B．A time deposit with a bank.

C．A current deposit.

D．A cheek account.

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第4题

听力原文：This check is dated tomorrow. We have to charge you some money if you want to cas

h it today.

(6)

A．The check is out of date.

B．The check is post-dated.

C．The check is in too large amount.

D．The check is a crossed one.

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第5题

听力原文：M: Do I have to have an account here to cash a personal check？W: Not if it's draw

听力原文：M: Do I have to have an account here to cash a personal check？

W: Not if it's drawn on this branch.

Q: What will the man probably do？

(12)

A．Have an account.

B．Draw on this branch.

C．Cash a check.

D．Something personal.

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第6题

听力原文：The encashing bank forwards the cheque to the drawer's bank for payment and reimb

ursement.

(5)

A．The paying bank sends the check to the remitting bank for repayment.

B．The remitting bank sends the check to the paying bank for repayment.

C．The collecting bank sends the check to the remitting bank for repayment.

D．The remitting bank sends the check to the collecting bank for repayment.

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第7题

听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve

System？

W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.

Q: Which of the following is not mentioned by the woman？

(14)

A．Interbank lending.

B．Cheek clearance.

C．Electronic fund transfer.

D．Borrowing ability.

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第8题

听力原文：W: With the convenience of bankcards, more and more people prefer bankcards to pe

rsonal checks.

M: I agree. People like bankcards because they offer greater safety and convenience than personal checks.

Q: What can be inferred from the conversation？

(20)

A．A merchant doesn't know the balance before completing a sale.

B．No security system has yet been devised for personal checks.

C．A personal check is secure at the check stand.

D．The clerk can examine all the bankcards.

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第9题

对话理解听力原文：M: The paper money required little effort to carry. If you need large amo

对话理解

听力原文：M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.

W: This nature of money is called portability and it provides convenience in settling transactions.

Q: What does the word portability mean？

(11)

A．It means being convenient to be carried.

B．It means being readily to be divided.

C．It means being easily identified.

D．It means being carried in a big basket.

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第10题

对话理解听力原文：W: What kind of monetary policy instruments may your bank use？M: They inc

对话理解

听力原文：W: What kind of monetary policy instruments may your bank use？

M: They include adjusting the base interest rate, regulating rediscounting and open market operations.

Q: Which of the following wasn't mentioned by the man as a monetary policy？

(11)

A．The minimum deposit reserve.

B．Adjusting the base interest rate.

C．Regulating rediscounting.

D．Open market operations.

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