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单句理解听力原文:Although CDs cannot be withdrawn, they can be marketed, that is sold, at

单句理解

听力原文:Although CDs cannot be withdrawn, they can be marketed, that is sold, at any time.

(1)

A.People can draw the money on CDs whenever they want.

B.People can sell their CDs in the money market whenever they want.

C.A CD is a demand deposit as opposed to a term security.

D.CDs don't have a specified maturity date.

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更多“单句理解听力原文:Although CDs cannot be withdrawn, they can be marketed, that is sold, at”相关的问题

第1题

单句理解听力原文:Sight deposits can be withdrawn through cash dispensers or by cheque and

单句理解

听力原文:Sight deposits can be withdrawn through cash dispensers or by cheque and are often called current accounts.

(1)

A.Current accounts are greatly different from sight deposits.

B.Current accounts can be withdrawn through dispensers.

C.Current accounts can not be withdrawn through cheque.

D.Sight deposits can not be withdrawn through cheque.

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第2题

单句理解听力原文:Credit card holders can charge purchases to their credit card accounts, a

单句理解

听力原文:Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

(1)

A.Credit card holders will state if they don't buy anything.

B.Credit card holders will receive their statements from the bank every month.

C.Credit card holders can charge purchases to their bank accounts.

D.Credit card holders have to make purchases every month.

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第3题

单句理解听力原文:These time deposits earn higher interest rates, which may be fixed or flo

单句理解

听力原文:These time deposits earn higher interest rates, which may be fixed or floating, but no withdrawals are allowed until the term has ended.

(1)

A.Sometimes the interest rates on time deposits are not fixed.

B.People can draw these deposits at any time.

C.The interest rates on time deposits are fixed.

D.The interest rates on time deposits are floating.

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第4题

单句理解听力原文:More common for lending transactions today is compound interest.(1)A.Lend

单句理解

听力原文:More common for lending transactions today is compound interest.

(1)

A.Lending covenants now are often made at compound interest.

B.Lending transactions now are often made at compound interest.

C.Lending decisions now are often made at compound interest.

D.Lending proposals now are often made at compound interest.

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第5题

单句理解听力原文:The interest rates on these small deposits are usually floating rates, an

单句理解

听力原文:The interest rates on these small deposits are usually floating rates, and they are usually 2%- 5% below the bank's current base rates.

(1)

A.Bank's current base rates are higher than those on small deposits.

B.Bank's current base rates are lower than those on small deposits.

C.Bank's current base rates are not floating rates.

D.Bank's current base rates are usually floating rates.

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第6题

单句理解听力原文:On Sundays the bank doesn't open at the usual time and it is closed at 4:

单句理解

听力原文:On Sundays the bank doesn't open at the usual time and it is closed at 4:00 p. m..

(1)

A.On Sundays the bank is open till 4:00 p.m..

B.On Sundays the bank is open till 4:30 p. m..

C.On Sundays the bank is closed at 4:30 p. m..

D.On Sundays the bank opens at the usual time.

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第7题

听力原文:Although banks are involved in documentary collection, they offer no bank guarant
ee to either the buyer or the seller.

(10)

A.Banks may guarantee the buyer or the seller in documentary collection.

B.Banks act as agents without responsibility of guarantee on either side.

C.Banks offer bank guarantee to both the buyer and the seller in documentary collection.

D.Banks are only responsible for the buyer in documentary collection.

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第8题

听力原文:Although it is a normal part of banking, excessive interest rate risk can pose a
significant threat to a bank's earnings and capital base.

(4)

A.Interest rate risk is a normal part of banking operations.

B.Interest rate risk is a terrible threat to banking operations.

C.A bank's earnings and capital base is a normal part of banking.

D.A bank's earnings and capital base can pose a significant threat to banking.

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第9题

听力原文:Although the said company is a sun-rising firm, its accounting management should
be improved before the loan is extended to it.

(9)

A.The company is a sun-rising firm so it is worthwhile to extend the loan.

B.The company has some accounting problems, some improvement is needed.

C.The company is short of funds because it is sun-rising.

D.The company has some accounting problems because it is sun-rising.

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第10题

听力原文:A certificate of deposit (CD) is a time deposit with a bank. Time deposits may no

听力原文: A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.

24. What is a CD?

25.Which of the followings generally issue CDs?

26.How long does a specific maturity usually last?

27.Why do CDs pay higher return to investors than T-bills?

(24)

A.A term deposit that can be drawn at any time.

B.A time deposit with a bank.

C.A current deposit.

D.A cheek account.

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