请输入或粘贴题目内容
搜题
拍照、语音搜题，请扫码进入小程序
题目内容
（请给出正确答案）
W: But it is always higher than the base rate, isn't it？
Q: What is determined when a personal loan is made？
(14)
A．Rate on the personal loan.
B．Base rate of the bank.
C．The amount of payment.
D．Personal loan's time period.
答案
更多“听力原文：M: The rate on a personal loan is fixed according to the base rate at the time wh”相关的问题
第1题
听力原文：W: Will my deposit earn any interest？
M: Certainly. Interest rate on savings accounts at the moment is 3%. If you opened a current account money, you wouldn't earn any interest.
Q: What would the interest rate be if the woman opened a current account？
(14)
A．3%.
B．5%.
C．11%.
D．None.
第2题
听力原文：M: The depositors can earn interest on demand deposits, is that right？
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply？
(15)
A．The bank's base rate is fixed.
B．The rate on demand deposits is low.
C．The rate on demand deposits is high.
D．The bank's base rate is floating.
第3题
对话理解
听力原文：W: When I want to borrow money from a hank, what should I do？
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank？
(11)
A．Stipulating the rate of interest.
B．Stipulating the repayment date.
C．Stipulating the amount and timing of any periodic cash interest payments.
D．Stipulating the financial sponsor.
第4题
对话理解
听力原文：W: What kind of monetary policy instruments may your bank use？
M: They include adjusting the base interest rate, regulating rediscounting and open market operations.
Q: Which of the following wasn't mentioned by the man as a monetary policy？
(11)
A．The minimum deposit reserve.
B．Adjusting the base interest rate.
C．Regulating rediscounting.
D．Open market operations.
第5题
听力原文：M: What margins will the lending bank charge？
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on？
(12)
A．Four.
B．Two.
C．Three.
D．Five.
第6题
M: There are three kinds of fixed deposits, Madame. They are three-month, six-month and twelve-month deposits. The interest on a three-month deposit is 4.5% per annum, on six month 5%, on twelve month 5.5%.
Q: What is the interest rate on a six month deposit？
(12)
A．4%.
B．4.5%.
C．5%.
D．5.5%.
第7题
听力原文：Banks change their base rates fairly infrequently.
(5)
A．Banks often change their base rate.
B．Banks seldom change their base rate.
C．Banks never change their base rate.
D．Banks change their base rate at regular intervals.
第8题
(5)
A．There is a higher rate of interest on deposit account.
B．There is a higher rate of interest on savings account.
C．The rate of interest on deposit accounts is always much higher than that on savings accounts.
D．The rate of interest on deposit accounts is usually much lower than that on savings accounts.
第9题
(4)
A．Interest rate risk is a normal part of banking operations.
B．Interest rate risk is a terrible threat to banking operations.
C．A bank's earnings and capital base is a normal part of banking.
D．A bank's earnings and capital base can pose a significant threat to banking.
第10题
(5)
A．People are discouraged to do business with a lower discount rate.
B．People are encouraged to borrow more money if the discount rate is lowered.
C．People are encouraged to borrow more money if the discount rate is raised.
D．People are discouraged to borrow less money with a lower discount rate.
