首页 > 财会类考试> 国际内审师

网友您好，请在下方输入框内输入要搜索的题目：

请输入或粘贴题目内容搜题

搜题

拍照、语音搜题，请扫码进入小程序

题目内容（请给出正确答案）

[主观题]

听力原文：M: If a bank has inadequate liquidity, what would happen？W: In this case, it cann

听力原文：M: If a bank has inadequate liquidity, what would happen？

W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.

Q: What would lead to a bank's insolvency？

(14)

A．Adequate liquidity.

B．Insufficient liquidity.

C．Increasing liabilities.

D．Converting assets.

答案

查看答案

发布时间：2019-09-24

更多“听力原文：M: If a bank has inadequate liquidity, what would happen？W: In this case, it cann”相关的问题

第1题

听力原文：M: The depositors can earn interest on demand deposits, is that right？W: Yes, but

听力原文：M: The depositors can earn interest on demand deposits, is that right？

W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.

Q: What does the woman imply？

(15)

A．The bank's base rate is fixed.

B．The rate on demand deposits is low.

C．The rate on demand deposits is high.

D．The bank's base rate is floating.

点击查看答案

第2题

听力原文：M: If a customer lost his draft, will the bank still pay the draft to him？W: The

听力原文：M: If a customer lost his draft, will the bank still pay the draft to him？

W: The drawee bank may investigate the title of the person who holds it. If he has a good title, the draft will be paid.

Q: What will the drawee bank do after being informed of loss of a draft？

(18)

A．The drawee bank will refuse to pay the draft.

B．The drawee bank will issue another draft to the customer.

C．The drawee bank will investigate into the case first.

D．The drawee bank will pay the draft immediately.

点击查看答案

第3题

听力原文：M: What margins will the lending bank charge？W: Margins mainly depend on these fa

听力原文：M: What margins will the lending bank charge？

W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

Q: How many factors do margins charged by the lending bank mainly depend on？

(12)

A．Four.

B．Two.

C．Three.

D．Five.

点击查看答案

第4题

听力原文：M: Bank of China. May I help you？W: Yes, please. I'd like to get some information

听力原文：M: Bank of China. May I help you？

W: Yes, please. I'd like to get some information about discounting a bill of exchange.

Q: What does the customer want to do.？

(17)

A．To withdraw some money.

B．To exchange some foreign currencies.

C．To discount some bills.

D．To cash some traveler's checks.

点击查看答案

第5题

对话理解听力原文：W: What kind of monetary policy instruments may your bank use？M: They inc

对话理解

听力原文：W: What kind of monetary policy instruments may your bank use？

M: They include adjusting the base interest rate, regulating rediscounting and open market operations.

Q: Which of the following wasn't mentioned by the man as a monetary policy？

(11)

A．The minimum deposit reserve.

B．Adjusting the base interest rate.

C．Regulating rediscounting.

D．Open market operations.

点击查看答案

第6题

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals？

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.

点击查看答案

第7题

听力原文：M: I've got my loan proposal approved.W: That's good news. But be sure that you c

听力原文：M: I've got my loan proposal approved.

W: That's good news. But be sure that you can get enough money to repay the loan when it is due.

Q: What does the woman worry about？

(13)

A．The loan proposal.

B．His repayment capability.

C．The bank's money.

D．Her own money.

点击查看答案

第8题

对话理解听力原文：W: When I want to borrow money from a hank, what should I do？M: You shoul

对话理解

听力原文：W: When I want to borrow money from a hank, what should I do？

M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.

Q: Which is not mentioned when creating a contract with the bank？

(11)

A．Stipulating the rate of interest.

B．Stipulating the repayment date.

C．Stipulating the amount and timing of any periodic cash interest payments.

D．Stipulating the financial sponsor.

点击查看答案

第9题

听力原文：M: Accounting controls refer to plans, procedures and records required for safegu

arding assets and producing reliable financial accounts.

W: Yes. Accounting controls are important elements of a bank's internal control system, the soundness of which is vital for bank's survival.

Q: What are the important elements of a bank's internal control system？